Terms of Use

Last updated: October 2026

These Terms of Use govern your use of this website ("Site"), operated by Chelsea Reeder, a licensed mortgage broker (NMLS #2741400), as Loan Officer Chels through Community Mortgage Solutions LLC (NMLS #2629349). By using this Site, you agree to these terms.

Informational Purpose Only

Content on this Site, including forms, questionnaires, program descriptions, and general educational material, is provided for informational purposes only. It is not an offer to lend, a loan approval, a pre-approval, a commitment to lend, a rate lock, or a guarantee of loan approval or terms. All loans are subject to credit approval and underwriting.

Government Non-Affiliation

This Site is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs or any government agency.

No Warranty on Accuracy

We aim to keep information on this Site accurate and current, but mortgage programs, guidelines, and market conditions change. We do not warrant that all content is complete, error-free, or up to date at all times. Always confirm current program details and eligibility directly with Chelsea Reeder before making financial decisions.

Not Financial or Legal Advice

Nothing on this Site is financial, tax, or legal advice. Consult a qualified professional about your specific situation before making any borrowing or financial decision.

Third-Party Links

This Site links to third-party websites (such as a scheduling tool and a loan application portal) for your convenience. We do not control and are not responsible for the content or privacy practices of third-party sites, which are subject to their own terms and privacy policies.

Intellectual Property

The content, design, and branding of this Site are the property of Chelsea Reeder and may not be copied, reproduced, or distributed without permission.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this Site or reliance on its content.

Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the Site after changes are posted means you accept the updated terms.

Governing Law

These Terms of Use are governed by the laws of the State of South Carolina, without regard to conflict of law principles.

Contact Us

Chelsea Reeder, Mortgage Broker
Community Mortgage Solutions LLC
360 Tanner Rd, Suite H, Greenville, SC 29607
Phone/text: (864) 635-7850
Email: chelsea.reeder@communitymtgsolutions.com